Directions for Federal GRAD PLUS Loan

Directions for the Federal Direct GRAD PLUS Loan:

Instructions for graduate students and first time borrowers

Complete the following steps to satisfy all requirements for Federal Direct GRAD PLUS Loan (Only Graduate Students are eligible for GRAD PLUS Loans)

 

  1. Go to studentaid.gov.

 

  1. To complete the Graduate(GRAD) PLUS loan application, under the Loans and Grants dropdown, select Get a Loan and then select PLUS Loan, click on the Blue Box(Learn More) to the right of I am a Graduate or Professional Student, then select Login to Start and following directions carefully.
  • Approximately 30 minutes to complete. You must complete the request and eMPN in one session.
  • Personal information required: permanent address, mailing address (if different from permanent address), telephone number, email address, alien registration number (if you are an eligible non-citizen), along with the name, address, and phone number of two personal references.

 

  1. Once the credit check has been completed, you can now complete the Master Promissory Note(MPN). under the Loans and Grants dropdown, select Master Promissory Note and then select PLUS Loan, click on the Blue Box(Learn More) to the right of I am a Graduate/Professional Student then select Login to Start and follow directions carefully.

 

Both steps must be completed in order for the GRAD PLUS loan to be processed.

Helpful tips:

Only a graduate student can apply for a GRAD PLUS loan.

If you need to make any future adjustments to loan amounts, you must submit a completed and signed GRAD PLUS Loan Change form to the Financial Aid Office for processing.

If your Graduate PLUS loan is denied, you have the following options:

o You can appeal the denial decision by contacting Applicant Services.

o You may pursue an endorser application. If you have any questions concerning this process, please call Applicant Services.

Applicant Services for Direct PLUS Loan Borrowers

8 a.m. – 8 p.m. (ET) Monday-Friday

800-557-7394

 

Please contact our office if you have any questions:

Financial Aid Office

PO Box 947

Emory, VA 24327

276-944-6826

E-mail: ehfinaid@emoryhenry.edu